Program which can automate the payment process with just a click.
Ph bills
electricity
credit card etc.
Stores credentials and uses them to login automatically with appropriate input functionality when required...OTP, amout to be paid etc.


Creation of a USB dongle which can act as a credential manager and ask the user to autofill details when a website, whose creds are stored, is opened.
Have a master password to be entered by only virtual keyboard for extreme security.
Have the user to enter master password the first time when the USB is inserted into the machine.
Have all the creds stored in the dongle itself.
Have HASP/HL implemented to secure the USB dongle.
Have a software running in background which pops up when appropriate website is opened etc.